Compare 50+ Credit Cards

Best Credit Card India 2024Instant Approval | Lifetime Free

Apply for best credit card online with instant approval. Cashback up to 5%, free lounge access, welcome bonus worth ₹5,000. Compare and choose on BuyNswipe.

60 Sec Approval
Lifetime Free
5% Cashback
Free Lounge

Instant Approval

Get approved in 60 seconds

50+ Cards

Compare all major banks

Welcome Bonus

Up to ₹5,000 value

0% EMI

On select purchases

Lifetime Free

No annual fee options

Exclusive Offers

Special deals & discounts

Top Rated Affiliate Credit Cards

Exclusive offers from our trusted credit card partners

Axis Flipkart Credit Card
Axis Bank

Annual Fee

₹500 (waivable)

Cashback

Up to 7.5%

Top Benefits:

  • 7.5% Flipkart Cashback
  • 5% Cleartrip
  • 4% Swiggy/Uber
Apply Now
SBI Cashback Credit Card
SBI Card

Annual Fee

₹999 (waivable)

Cashback

Up to 5%

Top Benefits:

  • 5% Online Cashback
  • 1% Offline
  • Auto-credited
Apply Now
IDFC First Credit Card
IDFC Bank

Annual Fee

Lifetime FREE

Cashback

Never Expires

Top Benefits:

  • Never Expiring Rewards
  • Railway Lounge
  • ₹500 Welcome
Apply Now
Axis MyZone Visa Card
Axis Bank

Annual Fee

Lifetime FREE

Cashback

4 Edge Points

Top Benefits:

  • Buy 1 Get 1 Movies
  • ₹2,880 Swiggy
  • Lounge Access
Apply Now
Axis IOCL Rupay Card
Axis Bank

Annual Fee

₹500 (waivable)

Cashback

Up to 4%

Top Benefits:

  • 4% IOCL Fuel
  • 1% Surcharge Waiver
  • 15% Dining
Apply Now
IDFC First Power Card
IDFC Bank

Annual Fee

₹199 (waivable)

Cashback

Up to 3.5%

Top Benefits:

  • 3.5% Fuel Savings
  • Roadside Assistance
  • ₹250 Welcome
Apply Now

Credit Cards by Category

Find the perfect card matching your lifestyle

5% Cashback
Cashback Credit Cards
Earn up to 5% cashback on all purchases

Popular Cards:

  • HDFC MoneyBack+
  • Amazon Pay ICICI
  • Cashback SBI Card
Free Lounge
Travel Credit Cards
Free lounge access, air miles, travel insurance

Popular Cards:

  • Axis Atlas
  • HDFC Infinia
  • Amex Platinum Travel
1% Fuel Surcharge Waiver
Fuel Credit Cards
Save up to ₹500/month on fuel purchases

Popular Cards:

  • IndianOil ICICI
  • BPCL SBI Card
  • HPCL Axis
10X Rewards
Rewards Credit Cards
Earn 10X reward points on select categories

Popular Cards:

  • HDFC Regalia
  • Axis Magnus
  • ICICI Sapphiro
20% Dining
Dining Credit Cards
Up to 20% off at restaurants

Popular Cards:

  • HDFC Diner's Club
  • ICICI Coral
  • Axis Ace
Buy 1 Get 1 Movies
Entertainment Cards
Free movie tickets, streaming subscriptions

Popular Cards:

  • BookMyShow Axis
  • ICICI Platinum Chip
  • SBI Elite

Top Credit Cards 2024 - Compare & Apply

Handpicked best credit cards with highest rewards

Amazon Pay ICICI Credit Card
ICICI Bank
Annual FeeLifetime Free
Rewards5% Amazon, 2% Online, 1% Other
HDFC MoneyBack+ Credit Card
HDFC Bank
Annual Fee₹500 (Waivable)
Rewards2% Cashback on All Spends
Flipkart Axis Bank Credit Card
Axis Bank
Annual Fee₹500 (Waivable)
Rewards5% Flipkart, 4% Preferred Partners
SBI SimplyCLICK Credit Card
SBI Card
Annual Fee₹499 (Waivable)
Rewards10X on Amazon, BookMyShow
HDFC Regalia Credit Card
HDFC Bank
Annual Fee₹2,500
Rewards4X Rewards, Lounge Access
Axis Atlas Credit Card
Axis Bank
Annual Fee₹5,000
Rewards5X on Travel, Unlimited Lounge

Credit Card Eligibility

Age:21 to 60 years
Entry Cards:₹15,000+ monthly salary
Premium Cards:₹50,000+ monthly salary
Super Premium:₹1 Lakh+ monthly salary
CIBIL Score:700+ (Best at 750+)
Self-Employed:₹3 Lakh+ annual ITR

How to Apply

1

Check Eligibility

Free check, no CIBIL impact

2

Compare Cards

Based on your spending

3

Submit Application

Digital KYC, minimal docs

4

Instant Approval

Get approved in 60 seconds

5

Receive Card

Delivered in 7-10 days

Credit Card FAQs

Which is the best credit card for beginners in India?

For beginners, we recommend Amazon Pay ICICI Credit Card (lifetime free, easy approval, 5% Amazon cashback) or HDFC MoneyBack+ (2% universal cashback). These have low eligibility requirements and great rewards.

What is the minimum CIBIL score for credit card?

Most banks require 700+ CIBIL score for unsecured credit cards. For scores 600-700, you can get secured credit cards against FD. Premium cards typically need 750+ score for approval.

How can I get instant credit card approval?

Banks offer instant approval to pre-qualified customers based on existing relationship, salary account, or high CIBIL score. Amazon Pay ICICI and Flipkart Axis provide instant virtual cards upon approval.

Which credit card has no annual fee for lifetime?

Amazon Pay ICICI, HDFC Millennia, ICICI Platinum Chip, and several co-branded cards offer lifetime free with no annual fee. Some cards waive fees on annual spending of ₹50,000-₹1,00,000.

What is the maximum credit limit I can get?

Credit limits range from ₹15,000 for entry-level cards to ₹10+ Lakh for super-premium cards. Limit depends on income, credit score, and banking relationship. Typically 2-3x monthly salary for new customers.

Featured Credit Cards from Top Banks

Apply for premium credit cards with exclusive benefits and rewards

AXIS

Axis Flipkart Card

Annual Fee: ₹0 (Lifetime)

5% cashback on Flipkart & Amazon
1% cashback on other purchases
Instant activation
Apply Now →
SBI

SBI SimpliClick Card

Annual Fee: ₹499

10% cashback on online shopping
5% cashback on utility bills
Fuel surcharge waiver
Apply Now →
HDFC

HDFC MoneyBack Card

Annual Fee: ₹500

5% cashback on grocery
2.5% on dining
Complimentary airport lounge
Apply Now →

Find Your Perfect Credit Card

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Credit Card Guide 2024 - BuyNswipe

BuyNswipe Credit Card marketplace helps you find and apply for the best credit card in India 2024. Compare 50+ credit cards from HDFC, ICICI, SBI, Axis, and other top banks. Get instant credit card approval with lifetime free options and rewards up to 5% cashback.

Whether you need a cashback credit card, travel credit card with lounge access, fuel credit card with surcharge waiver, or rewards credit card with accelerated points, BuyNswipe matches you with the perfect card based on your spending pattern.

Popular cards include Amazon Pay ICICI credit card, Flipkart Axis Bank credit card, HDFC Regalia credit card, and SBI SimplyCLICK credit card. Use our credit card eligibility checker and compare features before applying.