Get ₹50,000 to ₹40 Lakh personal loan with instant approval. No collateral required. Same day disbursal. Compare 30+ lenders on BuyNswipe.
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Exclusive offers from our trusted lending partners
Loan Amount
₹15 Lakh
Interest Rate
10.88%
Key Benefits:
Loan Amount
₹55 Lakh
Interest Rate
11%
Key Benefits:
Loan Amount
₹40 Lakh
Interest Rate
9.99%
Key Benefits:
Get approved in 2 minutes
Funds in 4 hours
Just PAN & Aadhaar
100% unsecured loan
Starting 10.49% p.a.
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Choose the right personal loan for your needs
Loan Amount
₹50K - ₹40 Lakh
Interest
10.49% p.a.
Loan Amount
₹1L - ₹25 Lakh
Interest
12% p.a.
Loan Amount
₹50K - ₹50 Lakh
Interest
8.5% p.a.
Loan Amount
₹25K - ₹10 Lakh
Interest
11% p.a.
Loan Amount
₹1L - ₹20 Lakh
Interest
11.5% p.a.
Loan Amount
₹25K - ₹5 Lakh
Interest
12% p.a.
Best personal loan rates from top banks and NBFCs
| Bank/NBFC | Interest Rate | Max Amount | Max Tenure | Action |
|---|---|---|---|---|
| HDFC Bank | 10.50% | ₹40 Lakh | 60 months | |
| ICICI Bank | 10.65% | ₹30 Lakh | 72 months | |
| SBI | 11.00% | ₹20 Lakh | 60 months | |
| Bajaj Finserv | 11.00% | ₹35 Lakh | 84 months | |
| Tata Capital | 10.99% | ₹25 Lakh | 72 months | |
| Axis Bank | 10.49% | ₹15 Lakh | 60 months |
Compare and apply for personal loans from India's leading financial institutions
Up to ₹25 Lakhs
Up to ₹40 Lakhs
Up to ₹30 Lakhs
Most banks and NBFCs require a minimum salary of ₹15,000 to ₹25,000 per month for salaried individuals. Some digital lenders offer personal loans with ₹12,000 minimum salary. Higher salary improves loan amount eligibility.
Yes, some NBFCs and fintech lenders on BuyNswipe offer personal loans for CIBIL scores as low as 600. However, interest rates will be higher (18-24% p.a.). For best rates (10.49%), maintain a CIBIL score of 750+.
With BuyNswipe, you can get instant approval within 2 minutes for pre-approved offers. New applicants typically receive approval within 24 hours. Disbursal happens within 4 hours to 48 hours depending on the lender.
Personal loan amounts range from ₹50,000 to ₹40 lakh based on your income, credit score, and lender. Generally, you can get up to 20-24 times your monthly salary as loan amount.
Most lenders require income proof. However, some digital lenders offer small personal loans (up to ₹1 lakh) based on bank statement analysis without traditional salary slips. These may have higher interest rates.
Check your eligibility in 2 minutes. No impact on CIBIL score.
BuyNswipe Personal Loan marketplace helps you compare and apply for instant personal loan online from 30+ leading banks and NBFCs. Get personal loan at lowest interest rate starting 10.49% p.a. with same day disbursal and minimal documentation.
Whether you need a personal loan for wedding, medical emergency loan, travel loan, or debt consolidation loan, BuyNswipe connects you with the right lender. Our AI-powered matching ensures you get the best personal loan offers based on your credit profile.
Apply for HDFC personal loan, ICICI personal loan, SBI personal loan, Bajaj Finance personal loan, or Axis Bank personal loan through our platform. Use our personal loan EMI calculator to plan your repayments and check CIBIL score free before applying.