Digital Payment Methods in India
Fast, secure, and instant payment options for individuals and businesses
Payment Methods Comparison
UPI
Speed
Instant
Max Limit
₹1 Lakh/txn
Charges
Free
IMPS
Speed
10-15 mins
Max Limit
₹10 Lakh/txn
Charges
₹5-15
NEFT
Speed
30-60 mins
Max Limit
No limit
Charges
₹2.50-7.50
RTGS
Speed
2-30 mins
Max Limit
₹2L+ only
Charges
₹10-55
Digital Payment Features
Secure
Bank-grade encryption
Verified
RBI regulated
Instant
Real-time settlement