Government Loan SchemesSubsidized & Guaranteed
Explore PM Mudra, CGTMSE, Startup India, and Stand-Up India schemes with government guarantee and subsidized rates.
PM Mudra Yojana (PMMY)
Micro enterprises support scheme by PM Modi
Loan Amount
₹50K - ₹10L
Interest Rate
Subsidized
- Shishu: Up to ₹50,000
- Kishore: ₹50,001 to ₹5 Lakhs
- Tarun: ₹5,00,001 to ₹10 Lakhs
- No collateral required
- Flexible repayment
CGTMSE (Credit Guarantee)
Collateral free loans covered by government guarantee
Loan Amount
₹1L - ₹1Cr
Interest Rate
Prime + 2%
- 100% guarantee coverage
- No collateral needed
- First time entrepreneurs eligible
- Up to 7 years repayment
- Covers manufacturing & services
Startup India Scheme
Support for DPIIT registered startups
Loan Amount
₹1L - ₹10Cr
Interest Rate
Subsidized
- DPIIT recognition needed
- Includes Mudra loans
- Priority sector lending
- Tax benefits
- Incubation support
Stand-Up India Scheme
Empowerment of SC/ST/Women entrepreneurs
Loan Amount
₹10L - ₹1Cr
Interest Rate
PLR
- SC/ST/Women entrepreneurs
- Manufacturing or services sector
- New or existing businesses
- Mentorship support
- Interest subsidy available