Real-time instant eligibility check for personal loan, business loan, credit card, and BNPL. Get approval probability in 2 minutes. No impact on credit score.
Trusted by 10+ million Indians. Check eligibility free with our AI-powered loan eligibility calculator. Works for loans without CIBIL check.
Enter your basic details - name, income, employment type
Our AI analyzes your profile against 50+ lender criteria
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Apply instantly and get approval in 2 minutes
No, checking loan eligibility on BuyNswipe Credit does not impact your CIBIL score. It's a soft inquiry that does not leave a footprint on your credit report.
Minimum monthly salary for personal loan is Rs 15,000. However, some lenders offer loans to individuals with lower income using alternative income verification methods.
Yes! Many NBFCs offer personal loans without CIBIL check. They use alternative methods like bank statements, UPI transaction history, and income proof for assessment.
Our AI-powered eligibility checker has 85%+ accuracy. It analyzes your profile against 50+ lender criteria to predict approval probability and suggest best-fit lenders.
It takes less than 2 minutes to check eligibility for all loan types.