AEPS - Digital Payment with Aadhaar

Withdraw cash, check balance, and make payments using just your Aadhaar and fingerprint. No card needed.

What is AEPS?

AEPS (Aadhaar Enabled Payment System) is a bank-led initiative that allows customers to perform financial transactions using their Aadhaar number and biometric authentication. It enables cardless cash withdrawal, balance enquiry, and fund transfers at authorized AEPS outlets across India.

No Card Required

Biometric Secure

24/7 Available

Zero Charges

AEPS Services Available

Cash Withdrawal

Withdraw up to ₹10,000 per day using Aadhaar

Balance Enquiry

Check your bank balance instantly

Fund Transfer

Transfer money to other bank accounts

Mobile Recharge

Recharge your mobile prepaid account

Utility Bill Payment

Pay electricity, water, gas bills

Money Deposit

Deposit cash into your Aadhaar-linked account

How Does AEPS Work?

1

Visit AEPS Outlet

Go to any authorized bank, micro-ATM, or AEPS service point

2

Provide Aadhaar Number

Give your 12-digit Aadhaar number to the operator

3

Biometric Authentication

Give your fingerprint for secure verification

4

Complete Transaction

Withdraw cash or perform desired transaction

Benefits of AEPS

Financial Inclusion

Reach unbanked populations without debit cards

Security

Biometric authentication prevents fraud and misuse

Accessibility

Available at 50+ lakh AEPS outlets nationwide

Low Cost

Zero transaction charges for customers

Quick Process

Transactions completed in less than 2 minutes

Government Approved

RBI and NPCI regulated payment system

Frequently Asked Questions

Is AEPS transaction secure?

Yes, biometric authentication and bank-grade encryption ensure maximum security.

What is the daily AEPS withdrawal limit?

Maximum ₹10,000 per day per transaction, with multiple daily transactions allowed.

Is there any AEPS transaction charge?

No, AEPS transactions are completely free for customers.

Which banks support AEPS?

All major banks including SBI, ICICI, HDFC, Axis, and regional banks support AEPS.

Can I use AEPS without a smartphone?

Yes, AEPS works at micro-ATMs and authorized outlets without smartphone requirement.

Start Using AEPS Today

Locate nearest AEPS outlet and experience cardless digital payment